Top Credit Card Categories

Explore the leading credit card categories in India to begin your credit journey. Discover top-rated cards and even lifetime free options to get started.

Most Popular Credit Cards in India

Do you want to know which of the credit cards are the most popular? Why not take a look and see how they stack up against each other.

American Express Gold Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.50

Joining Fee

₹1,000

Annual Fee

₹4,500

Annual Percentage Rate

42%
American Express Platinum Travel Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.50

Joining Fee

₹ 3,500

Annual Fee

₹ 5,000

Annual Percentage Rate

42%
American Express SmartEarn Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.25

Joining Fee

₹495

Annual Fee

₹495

Annual Percentage Rate

42%
American Express Membership Rewards Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.50

Joining Fee

₹ 1,000

Annual Fee

₹ 4,500

Annual Percentage Rate

42%
American Express Platinum Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹1

Joining Fee

₹60,000

Annual Fee

₹60,000

Annual Percentage Rate

42%
Axis Bank Ace Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

NA

Joining Fee

₹499

Annual Fee

₹499

Annual Percentage Rate

52.86%
Flipkart Axis Bank Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

NA

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

52.86%
IndianOil Axis Bank Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.20

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

52.86%
Axis Bank MyZone Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.20

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

52.86%
Axis Bank Neo Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.20

Joining Fee

₹250

Annual Fee

₹250

Annual Percentage Rate

52.86%
Axis Bank Privilege Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.20

Joining Fee

₹ 1500

Annual Fee

₹ 1500

Annual Percentage Rate

52.86%
Axis Bank Select Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.20

Joining Fee

₹3,000

Annual Fee

₹3,000

Annual Percentage Rate

52.86%
Axis Bank Vistara Signature Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

0

Joining Fee

₹3,000

Annual Fee

₹3,000

Annual Percentage Rate

52.86%
Citi Bank Cashback Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

NA

Joining Fee

₹ 500

Annual Fee

.

Annual Percentage Rate

45%
IndianOil Citi Bank Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹ 1

Joining Fee

₹1,000

Annual Fee

waived

Annual Percentage Rate

45%
Citi Bank PremierMiles Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹ 0.20

Joining Fee

₹3,000

Annual Fee

₹3,000

Annual Percentage Rate

45%
Citi Bank Rewards Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹ 0.30

Joining Fee

₹1,000

Annual Fee

₹1,000

Annual Percentage Rate

45%
6E - Rewards Indigo HDFC Bank Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹1

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

43.2%
Indian Oil HDFC Bank Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.96

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

43.2%
HDFC Bank Millennia Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹1

Joining Fee

₹1,000

Annual Fee

₹1,000

Annual Percentage Rate

43.2%
HDFC Bank Moneyback Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.20

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

43.2%
HDFC Bank Regalia Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.20

Joining Fee

₹ 2500

Annual Fee

₹ 2500

Annual Percentage Rate

43.2%
Amazon Pay ICICI Bank Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹1

Joining Fee

Free

Annual Fee

Free

Annual Percentage Rate

42%
ICICI Bank Coral Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹ 0.25

Joining Fee

₹ 500

Annual Fee

₹ 500

Annual Percentage Rate

40.80%
HPCL Super Saver Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.25

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

42%
ICICI Bank MakeMyTrip Platinum Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹1

Joining Fee

₹500

Annual Fee

Nil

Annual Percentage Rate

40.8%
ICICI Bank Rubyx Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.25

Joining Fee

₹3,000

Annual Fee

₹2,000

Annual Percentage Rate

40.8%
ICICI Bank Sapphiro Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.25

Joining Fee

₹6,500

Annual Fee

₹3,500

Annual Percentage Rate

44%
IDFC FIRST Bank Select Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.25

Joining Fee

Free

Annual Fee

Free

Annual Percentage Rate

42%
IDFC FIRST Bank Classic Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.25

Joining Fee

Free

Annual Fee

Free

Annual Percentage Rate

42%
IDFC FIRST Bank Millennia Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹ 0.25

Joining Fee

Free

Annual Fee

Free

Annual Percentage Rate

42%
IDFC FIRST Bank Wealth Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹ 0.25

Joining Fee

Free

Annual Fee

Free

Annual Percentage Rate

42%
IDFC FIRST Bank Wow Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.25

Joining Fee

Free

Annual Fee

Free

Annual Percentage Rate

42%
IndusInd Bank Duo Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.50

Joining Fee

₹249

Annual Fee

Nil

Annual Percentage Rate

46%
IndusInd Bank Legend Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹ 0.75

Joining Fee

₹9999

Annual Fee

Nil

Annual Percentage Rate

46%
Induslnd Bank Platinum Visa Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.85

Joining Fee

₹3,000

Annual Fee

Nil

Annual Percentage Rate

46%
IndusInd Bank Indulge Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹1

Joining Fee

₹2,00,000

Annual Fee

Nil

Annual Percentage Rate

46%
Kotak Indigo Ka-ching 6E Rewards Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹1

Joining Fee

₹700

Annual Fee

₹700

Annual Percentage Rate

42%
Kotak League Platinum Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.25

Joining Fee

₹499

Annual Fee

₹499

Annual Percentage Rate

42%
Kotak Royale Signature Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.18

Joining Fee

Nil

Annual Fee

₹999

Annual Percentage Rate

42%
RBL Bank Platinum Maxima Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.25

Joining Fee

₹2000

Annual Fee

₹2000

Annual Percentage Rate

47.88%
RBL Bank Shoprite Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹ 0.25

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

47.88%
RBL Bank World Safari Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.25

Joining Fee

₹3,000

Annual Fee

₹3,000

Annual Percentage Rate

47.88%
Air India SBI Signature Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹1

Joining Fee

.

Annual Fee

₹4,999

Annual Percentage Rate

42%
Club Vistara SBI Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹1

Joining Fee

₹1,499

Annual Fee

₹1,499

Annual Percentage Rate

42%
SBI Elite Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.25

Joining Fee

₹4,999

Annual Fee

₹4,999

Annual Percentage Rate

42%
SBI Prime Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.25

Joining Fee

₹2,999

Annual Fee

₹2,999

Annual Percentage Rate

42%
SBI SimplySAVE Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.25

Joining Fee

₹499

Annual Fee

₹499

Annual Percentage Rate

42%
BPCL SBI Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.25

Joining Fee

₹499

Annual Fee

₹499

Annual Percentage Rate

42%
SBI SimplyCLICK Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.25

Joining Fee

₹499

Annual Fee

₹499

Annual Percentage Rate

42%
Standard Chartered Digi Smart Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

NA

Joining Fee

₹49

Annual Fee

₹49

Annual Percentage Rate

45%
Standard Chartered EaseMyTrip Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.25

Joining Fee

₹350

Annual Fee

₹350

Annual Percentage Rate

45%
Standard Chartered Smart Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

NA

Joining Fee

₹499

Annual Fee

₹499

Annual Percentage Rate

45%
Standard Chartered Super Value Titanium Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹0.25

Joining Fee

₹750

Annual Fee

₹750

Annual Percentage Rate

45%
Standard Chartered Ultimate Credit Card
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

₹1

Joining Fee

₹ 5000

Annual Fee

₹ 5000

Annual Percentage Rate

45%
(-)
Full Details
Welcome Bonus
Travel
Fuel
Rewards
Shopping
Cashback

Reward Point Value

-

Joining Fee

-

Annual Fee

-

Annual Percentage Rate

-

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Credit Card News & Offers

Keep up with the latest trends and offers from our experts. Read the articles to keep yourself updated!

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Complimentary Club ITC Silver Tier Membership With SBI Prime and Elite Credit Cards
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