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IndusInd Bank Legend Credit Card

★★★★★(4)

Want to enjoy luxurious experiences without worrying about annual fees? Look no further than the IndusInd Legend Credit Card! This premium card helps you save on luxury travel, earn rewards at 0.75% to 1.5%, and get discounts on movie tickets. Plus, it offers you security and a host of convenient privileges to make your life easier. With just a one-time joining fee of ₹9,999, you can unlock a world of luxury and convenience. And the best part? You'll receive exclusive gift vouchers from top brands as a welcome gift! So why wait? Read on to learn more about this premium credit card.

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IndusInd Bank Legend Credit CardFromSBI Bank
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Features and Benefits

Aspects that make spending using this card lit as the sun!

✘Welcome Bonus
✘Travel
✔Fuel
✔Rewards
✘Shopping
✘Cashback
✘Dining
✔Insurance
✘Interest
Reward Points
Reward Points
  • 1 reward point for every ₹150 spent on weekdays.
  • 2 reward points for every spent on the weekend.
  • For redemption against AirMiles,100 Reward Points = 100 Airmiles.
  • For redemption against Cash Credit, 1 Reward Point = ₹0.75.
  • Reward Rate - 0.75% to 1.5%
Milestone Benefit
Milestone Benefit
  • 4000 bonus points on spending ₹6,00,000 over a year.
  • These bonus points can also be earned through the use of add-on cards.
Lounge Access
Lounge Access
  • Enjoy 2 complimentary domestic lounge visits quarterly.
  • A complimentary Priority Pass membership with access to over 600 lounges worldwide.
Fuel Surcharge
Fuel Surcharge
  • Waiver of a 2.5% surcharge at any petrol pump across India.
  • This waiver applies up to the maximum transaction amount on the card account.
Insurance Benefit
Insurance Benefit
  • Complimentary personal air accidental cover worth ₹25 lakh.
  • Insurance coverage for lost baggage, delayed baggage, passport loss, and ticket loss.
Concierge Services
Concierge Services
  • Assistance for hotel/flight bookings pre-trip assistance, flowers and gifts, sports and entertainment booking is available 24x7.
  • Phone: 1860 267 7777
  • Email: indulge.care@indusind.com
Other Benefit
Other Benefit
  • Complimentary golf sessions once a month and Private golf lessons available from time to time.
  • Enjoy buy one get one offer on movie tickets on BookMyShow and up to 3 free tickets per month.
  • An additional ₹50 off for choosing food and beverage options.
  • EazyDiner Prime Membership worth ₹3550/- absolutely complimentary for the first year.
  • Enjoy 1 complimentary golf game and 1 lesson every month at leading cities in India.
  • Roadside repair.
  • Emergency towing assistance Accident Management & Medical Assistance.
  • Complimentary golf sessions once a month and Private golf lessons available from time to time.
Fee and Charges

Think of these as small investments to keep your credit card running smoothly.

Charges

Joining Fee

₹9999

Annual Fee

Nil

Annual Percentage Rate

46%

Add-on Card Fee

Free

Minimum Repayment Amount

5%

Cash Withdrawal Fee

2.50%

Cash Advance Limit

40%

Card Replacement Fee

₹100

Foreign Transaction Fee

1.8%

Over Limit Penalty

2.50%

Fuel Transaction Surcharge

1%

Reward Point Value

₹0.75

Balance from ₹25000 to ₹50000

₹1100

Balance more than ₹50000

₹1300
Pros

Aspects that make this credit card amazing.

  1. ⮚Access to Domestic and international lounge with the Priority Pass membership.
  2. ⮚Cardholders can avail of movie ticket discounts and dining discounts.
  3. ⮚The card provides air accident cover and liability protection in case of loss of the card.
  4. ⮚The card offers a flexible spending limit.
  5. ⮚Cardholders can save on international transactions with lower forex markup fees.
Cons

Aspects this credit card lacks.

  1. ⮚The card offers low reward points compared to other premium credit cards.
  2. ⮚Complimentary lounge visits have limitations and restrictions.
  3. ⮚The card has a high-interest rate on outstanding balances.
  4. ⮚The card comes with a high joining fee.

IndusInd Bank Legend Credit Card Review

This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.

With features such as unlimited international lounge access, fuel surcharge waiver, and insurance coverage, users can travel the world in style and comfort. The credit card also features a flexible credit limit and low forex markup fee, allowing users to purchase easily. The card also comes with a 24x7 concierge service, making it easy to book travel and dining reservations or make any other requests. However, it's important to note that the card may have a high joining fee, making it less accessible to some users. Further, some users may find that the rewards program and benefits don't align with their spending patterns or lifestyle, making it less valuable for them.

Overview

Card TypeSuper Premium Credit Card
Best SuitedTravel & Lifestyle
Rewards2 Rewards for every ₹100 spent on weekends
Annual FeeNil
Joining Fee₹9999 + taxes

Who should get an IndusInd Bank Legend Credit Card?

The IndusInd Legend Credit Card may be a suitable option for individuals who are interested in luxury experiences and travel frequently. This card offers several exclusive benefits, such as unlimited access to international airport lounges, a fuel surcharge waiver, and insurance coverage. Users can also enjoy a flexible credit limit, low forex markup fee, and 24x7 concierge service. It's worth noting that the card's benefits and rewards program may not be suitable for everyone, so potential applicants should evaluate their options carefully before applying.

How to Apply for an IndusInd Bank Legend Credit Card?

Applying for the IndusInd Legend Credit Card is simple and straightforward:

IndusInd Bank Legend Credit Card Eligibility

Applicants must be at least 18 years of age and have a steady source of income to be eligible for a credit card.

    Documents Required

    • Proof of identity: Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
    • Proof of Address: Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
    • Proof of Income: Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.