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Amazon Pay ICICI Bank Credit Card
★★★★☆(4.7)Imagine a credit card that rewards you every time you pay, a card that sets no limits to your celebration. Well, don't just limit it to your imagination because Amazon Pay ICICI Credit Card lets you earn 5% cashback on Amazon if you are a Prime member, 3% if you're not a Prime member and 1% on international transactions as well. And guess what? This cashback credit card is absolutely free for a lifetime. 🤩 To know more, keep reading below!
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Features and Benefits
Aspects that make spending using this card lit as the sun!
Fee and Charges
Think of these as small investments to keep your credit card running smoothly.
Charges
Joining Fee
FreeAnnual Fee
FreeAnnual Percentage Rate
42%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.50%Cash Advance Limit
NACard Replacement Fee
₹100Foreign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
₹1Balance more than ₹50000
₹1200Pros
Aspects that make this credit card amazing.
- ⮚There are no joining or yearly fees.
- ⮚3% Amazon cashback for all users. 15% savings on bills at over 2,500 partner restaurants.
- ⮚Round-the-clock client service.
- ⮚No cap on the earnings that can be made using this card.
- ⮚Unlimited reward points that can be redeemed for Amazon Pay balance
Cons
Aspects this credit card lacks.
- ⮚No travel or domestic lounge access.
- ⮚No insurance benefits.
- ⮚No reward points for no-cost EMI option on Amazon.in.
- ⮚No entertainment benefits.
- ⮚The cashback is credited as Amazon Pay balance, not cash.
Amazon Pay ICICI Bank Credit Card Review
This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.
If you are a loyal Amazon shopper, the Amazon Pay ICICI Credit Card might be a good option for you. It offers a 5% cashback on Amazon purchases for Prime Members and 3% for Non-Prime members. Additionally, cardholders can earn 2% cashback on purchases from Amazon Pay partner merchants and 1% on all other transactions. Although there are no benefits for travel or entertainment, the card comes with many cashback perks and discounts, and there is no annual or joining fee. If you frequently shop online and expect to benefit from the card's features, then it could be a great choice for you.
However, if you prefer cashback on other categories as well, you can check out the following credit cards:
1. SBI Cashback Credit Card 2. Axis Bank Ace Credit Card 3. HDFC Millennia Credit Card
Overview
| Best For | Amazon Online Shoppers and Prime Members |
|---|---|
| Joining Fee | Nil |
| Renewal Fee | Nil |
| Welcome benefits | ₹1500 cashback on Amazon Pay |
| Best Feature | 5% cash back on purchases from Amazon (for Prime members) |
Who should get an Amazon Pay ICICI Bank Credit Card?
The Amazon Pay ICICI Bank Credit Card is a good option for the following people:
How to Apply for an Amazon Pay ICICI Bank Credit Card?
Amazon Pay ICICI Bank Credit Card Eligibility
- Age: 21 to 60 years
- Occupation: Salaried or Self Employed
- Income: Applicants must have a stable source of income to be eligible for this credit card.
Documents Required
- Proof of identity: Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
- Proof of Address: Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
- Proof of Income: Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.