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ICICI Bank MakeMyTrip Platinum Credit Card
★★★★★(4.2)If you are a frequent traveller and want to save some money, then you should consider getting the MakeMyTrip ICICI Bank Platinum Credit Card. This card offers several benefits, including a holiday voucher worth ₹3,000, a reward rate of up to 3%, exclusive milestone benefits, free access to airport lounges, and much more with just ₹500! To learn more about the card, keep reading.
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Features and Benefits
Aspects that make spending using this card lit as the sun!
Fee and Charges
Think of these as small investments to keep your credit card running smoothly.
Charges
Joining Fee
₹500Annual Fee
NilAnnual Percentage Rate
40.8%Add-on Card Fee
₹250Minimum Repayment Amount
5%Cash Withdrawal Fee
2.50%Cash Advance Limit
40%Card Replacement Fee
₹100Foreign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
₹1Balance more than ₹50000
₹1200Pros
Aspects that make this credit card amazing.
- ⮚This card offers travel benefits on MakeMyTrip.
- ⮚It offers discounts on movie tickets.
- ⮚Users get benefits on fuel transactions.
Cons
Aspects this credit card lacks.
- ⮚No rewards or cashback on the transaction towards bills and other utilities.
- ⮚Charges of ₹ 250 are levied in case of an add-on credit card.
- ⮚My Cash cannot be used for rail, offline holiday bookings and Pay at Hotel bookings.
ICICI Bank MakeMyTrip Platinum Credit Card Review
This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.
The MakeMyTrip ICICI Bank Platinum Credit Card is a co-branded card that offers travel benefits. If you travel frequently and prefer using MMT for hotel and flight bookings, this card is a good choice for you. You can enjoy benefits such as one free airport and railway lounge access, 2 My Cash points when booking flight tickets, and 3 My Cash points when booking hotels via MMT. The card also offers basic benefits of 1 My Cash on every ₹200 spent domestically and 1.25 My Cash on ₹200 spent internationally, along with a 1% fuel surcharge waiver limited to HPCL petrol pumps. However, besides the MMT benefits, the rewards rate is low.
Overview
| Best For | Travel |
|---|---|
| Welcome Benefits | ₹500 MMT Cash MMT Holiday voucher worth ₹3,000 |
| Joining Fee | ₹500 |
| Annual Fee (2nd year onwards) | Nil |
| Card Network | Visa |
ICICI Bank MakeMyTrip Platinum Credit Card Maximum Cashback
| Transactions | Reward Points |
|---|---|
| Domestic spending outside MakeMyTrip | ₹1.00 |
| International spends outside MakeMyTrip | ₹1.25 |
| Spends on flight booking on MakeMyTrip | ₹2.00 |
| Spends on hotels/holiday booking on MakeMyTrip | ₹3.00 |
| Spend ₹ 2.5 Lakhs in an anniversary year | ₹1,000 |
| Spend ₹ 50,000 in an anniversary year, on MakeMyTrip app/website | ₹1,000 |
Who should get an ICICI Bank MakeMyTrip Platinum Credit Card?
The ICICI MakeMyTrip Platinum Credit Card is best suited for individuals who frequently travel and want to earn reward points for their travel and other expenses. The card offers a wide range of travel benefits like discounts on hotel and flight bookings with complimentary airport lounge access and other lifestyle benefits, such as movie discounts and rewards on fuel transactions.
Overall, this card is an ideal option for users who want to avail of these benefits by just paying a one-time joining fee.
How to Apply for an ICICI Bank MakeMyTrip Platinum Credit Card?
1. Apply for an ICICI Bank MakeMyTrip Platinum Credit Card Online
- And to apply for the card online, follow the following steps:
- Visit ICICI Bank’s website.
- Under the cards section, go to credit cards.
- Click on “Get Credit Card”.
- The page will be redirected to the application form.
- Enter mobile no. and other required details to proceed with the application process.
ICICI Bank MakeMyTrip Platinum Credit Card Eligibility
Applicants must be at least 18 years of age and have a steady source of income to be eligible for a credit card.
Documents Required
- Proof of identity: Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
- Proof of Address: Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
- Proof of Income: Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.