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HPCL Super Saver Credit Card
★★★★☆(4.6)Looking to save some money on your fuel, utility, and grocery bills? The ICICI Bank HPCL Super Saver Credit Card might be just what you need. With cashback and savings on fuel, utility, and department store purchases, this card can help you keep your costs under control. While it does come with a joining and annual fee of ₹500, it also offers discounts on movie tickets, free airport lounge access, 24/7 roadside assistance, and 5% cashback on HPCL stations, utility, grocery, and department store purchases, among other benefits. Additionally, it offers a reward rate of 0.5% on other purchases. Keep reading to find out if this card is worth it for you. 👇
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Features and Benefits
Aspects that make spending using this card lit as the sun!
Fee and Charges
Think of these as small investments to keep your credit card running smoothly.
Charges
Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
42%Add-on Card Fee
₹100Minimum Repayment Amount
5%Cash Withdrawal Fee
2.50%Cash Advance Limit
40%Card Replacement Fee
₹100Foreign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
₹0.25Balance more than ₹50000
₹1200Pros
Aspects that make this credit card amazing.
- ⮚The card offers discounts on movie tickets.
- ⮚24x7 roadside assistance in case of emergency.
- ⮚Users get cashback on fuel and daily essential purchases.
- ⮚It offers complimentary airport lounge access.
Cons
Aspects this credit card lacks.
- ⮚Minimum spend of ₹ 5,000 is mandatory every quarter to access airport lounges.
- ⮚Discounts and cashback are capped very low.
- ⮚In the case of an add-on credit card, charges of ₹ 100 are levied.
HPCL Super Saver Credit Card Review
This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.
Overview
| Best For | Travel |
|---|---|
| Joining Fee | ₹500 + GST |
| Annual Fee (2nd year onwards) | ₹500 + GST |
| Welcome Bonus | 2,000 Reward points |
| Card Type | Entry Level Card |
| Card Network | Visa |
HPCL Super Saver Credit Card Maximum Cashback
| Transactions | Reward Points |
|---|---|
| Daily Essential & Departmental Store Spent | 5% (capped at ₹400) |
| HP Pay & Fuel Spends | 4% and additional 1.5% if done through the HPCL outlet. |
| Other spends | 2 Payback Points |
Who should get an HPCL Super Saver Credit Card?
The HPCL Supersaver credit card is suitable for users who frequently travel and want to earn rewards on fuel expenses, with other benefits like lounge access and 24x7 roadside assistance. Moreover, this card also provides other lifestyle benefits like discounts and cashback on movie tickets and daily essentials like mobile and electricity bills.
Overall, this card is an ideal option for those who want to avail of exclusive benefits by paying a nominal joining and annual fee.
How to Apply for an HPCL Super Saver Credit Card?
Application for HPCL Supersaver Credit Card is available in both online and offline modes.
HPCL Super Saver Credit Card Eligibility
Applicants must be at least 18 years of age and have a steady source of income to be eligible for a credit card.
Documents Required
- Proof of identity: Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
- Proof of Address: Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
- Proof of Income: Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.