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RBL Bank Shoprite Credit Card
★★★★☆(4.5)Are you a grocery shopping enthusiast who loves to save money? Look no further than the RBL Shoprite Credit Card! This card is designed to cater to your grocery shopping needs, offering a range of benefits that will make your shopping experience even more enjoyable and rewarding. With an annual fee of just ₹500, you can earn reward returns ranging from 0.5% to 5% on every spending. Additionally, you get a 10% discount on movie tickets, fuel surcharge waiver, and much more. Read on to learn more. 👇
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Features and Benefits
Aspects that make spending using this card lit as the sun!
Fee and Charges
Think of these as small investments to keep your credit card running smoothly.
Charges
Joining Fee
₹500Annual Fee
₹500Annual Percentage Rate
47.88%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.50%Cash Advance Limit
40%Card Replacement Fee
₹200Foreign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
₹0.25Pros
Aspects that make this credit card amazing.
- ⮚Recovery of the joining fee in the form of 2000 Reward Points as a welcome bonus.
- ⮚Availability of fuel surcharge waiver every month.
- ⮚20 Reward Points received directly for every ₹100 grocery spend.
Cons
Aspects this credit card lacks.
- ⮚A cap of 1000 reward points on groceries per month.
- ⮚Only 1 reward point available per ₹ 100 spend.
- ⮚To avail of the welcome benefits, users must fulfil the terms and conditions.
- ⮚Fuel-based linked reward points are not available anymore.
RBL Bank Shoprite Credit Card Review
This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.
RBL Shoprite is a credit card that can be an excellent option for those who are just starting out and looking for a card that offers decent benefits on groceries and entertainment. With this card, you can earn rewards points on every purchase you make, which can be redeemed for a variety of benefits such as discounts on groceries, movie tickets, and more.
However, if you already have a credit card with a good base reward rate like HDFC Regalia or SBI Card PRIME, then the benefits offered by RBL Shoprite may not be significant enough to justify getting another credit card. In such a scenario, it would be better to stick with your existing card and continue earning rewards points on your purchases.
Overview
| Best For | Grocery shopping and reward points |
|---|---|
| Joining Fee | ₹500 + Applicable Taxes |
| Renewal Fee | ₹500 + Applicable Taxes (waived off on a spend of ₹1,50,000 the previous year) |
| Welcome Benefits | 2,000 Reward Points |
RBL Bank Shoprite Credit Card Maximum Cashback
| TYPE | REWARD POINT |
|---|---|
| Other Purchases (Every ₹100) | 1 |
| Grocery Purchases (Every ₹100) | 20 |
Who should get an RBL Bank Shoprite Credit Card?
People who love shopping, watching movies, and buying groceries should surely purchase the ShopRite Credit Card from RBL Bank. The benefits do not end there. It also provides a fuel surcharge waiver every month. In addition to that, it gives 2,000 reward points as a welcome bonus. If that is not enough, it also has a reward program where the user will earn a reward point on all their spending (except fuel).
If a user wants to make their grocery shopping, movie watching, and other expenses a rewarding one, they should undoubtedly apply for this credit card.
How to Apply for an RBL Bank Shoprite Credit Card?
1. Apply for an RBL Bank Shoprite Credit Card Online
- However, if a user wants to apply for a credit card online by sitting in the comforts of their home, then they should follow the below-listed steps:
- Visit the official website of RBL Bank.
- Click on the menu option and go to "Personal Banking" and select "credit card".
- Find the RBL ShopRite Credit Card on the list.
- Once clicked on the RBL ShopRite Credit Card option, it will show a summary of the benefits the card has to offer.
- Click on "Apply Now" and fill the necessary detail asked
- Once all the details are filled in, hit the ‘Submit’ button
- Take a screenshot of the screen or save/print the acknowledgment for future reference.
RBL Bank Shoprite Credit Card Eligibility
Applicants must be 18 years of age and have a stable income source to be eligible for this credit card.
Documents Required
- Proof of identity: Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
- Proof of Address: Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
- Proof of Income: Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.