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Axis Bank Vistara Signature Credit Card
★★★★★(4.3)If you travel frequently and desire luxury and convenience, the Axis Bank Vistara Signature Credit Card can be an ideal travel partner for you! With a joining and annual fee of ₹3,000, this card provides a free voucher for a premium economy class ticket as a welcome bonus, free Club Vistara Membership with benefits like priority check-in, extra baggage allowance, reward rate of up to 4%, 4 free tickets on meeting milestone spending, complimentary lounge access, and much more! Keep reading to discover additional advantages that the card has in store for you. 👇
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Features and Benefits
Aspects that make spending using this card lit as the sun!
Fee and Charges
Think of these as small investments to keep your credit card running smoothly.
Charges
Joining Fee
₹3,000Annual Fee
₹3,000Annual Percentage Rate
52.86%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.50%Cash Advance Limit
40%Card Replacement Fee
NilForeign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
0Pros
Aspects that make this credit card amazing.
- ⮚Welcome benefit is available every year on renewal.
- ⮚CV points can be redeemed for upgrades and award flights.
- ⮚Protection against any kind of fraudulent transaction.
- ⮚Breakdown support, battery jumpstart, flat tyre support, fuel delivery, vehicle towing, etc.
Cons
Aspects this credit card lacks.
- ⮚Ticket voucher will be deemed utilized in case of cancellations or no show.
- ⮚No CV Points for fuel transactions.
- ⮚The voucher, once issued, cannot be reversed.
Axis Bank Vistara Signature Credit Card Review
This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.
If you are a frequent traveller and prefer Vistara Airlines, then the Axis Vistara Signature Credit Cards can be a suitable option for you. This card offers rewards in the form of Club Vistara Points, which can be redeemed for flight upgrades and award flights. Additionally, you get a complimentary Club Vistara Silver Membership that comes with premium benefits such as priority check-in, extra baggage allowance, and more. This is a great card for travel enthusiasts, as all the benefits are focused on travel-related expenses. Although the card does offer rewards for other expenses, they are only in the form of Club Vistara Points, which can be used exclusively for travel-related expenses.
Overview
| Best For | Travel |
|---|---|
| Joining Fee | ₹3,000 |
| Annual Fee | ₹3,000 |
| Welcome Benefits | Economy Class Air Ticket |
| Card Type | Premium Card |
| Card Network | Visa |
Axis Bank Vistara Signature Credit Card Maximum Cashback
| Amount spent in a year (in Rupees) | Reward |
|---|---|
| ₹75,000 (Spend in the first 90 days from card issuance ) | 3,000 bonus CV Points |
| ₹1,50,000 | 1 Premium Economy ticket |
| ₹3,00,000 | 1 Premium Economy ticket |
| ₹4,50,000 | 1 Premium Economy ticket |
| ₹9,00,000 | 1 Premium Economy ticket |
Who should get an Axis Bank Vistara Signature Credit Card?
The Axis Bank Vistara Signature Credit Card is most suitable for frequent travellers, especially those who prefer to fly with Vistara Airlines. It offers a variety of benefits and rewards that appeal to this specific demographic but may not be as advantageous for others. Here's a breakdown of who should and shouldn't consider this card:
How to Apply for an Axis Bank Vistara Signature Credit Card?
1. Apply for an Axis Bank Vistara Signature Credit Card Online
- Interested users can apply by either visiting the bank personally to enquire about the procedure or applying online on the bank’s website through the following steps:
- Visit the official website of Axis Bank.
- Click on “Explore Products” under the “Personal Section” in the top menu.
- Now click on Credit Cards.
- Access “Apply Now” in the header image.
- The link will take the applicants to the “Credit card online application” page.
- Respond “Yes” or “No” to the question “Are you an existing Axis Bank customer?”
- Click on “Mobile No” if the user is a new customer.
- Fill in the details including Mobile no., Date of birth, or PAN.
- The user will see different options according to his or her eligibility.
- Proceed with the suited offer and complete the application.
Axis Bank Vistara Signature Credit Card Eligibility
- Age: 18 to 70 years
- Occupation: Salaried or Self Employed
- Income: Salaried: ₹50,000 p.m., Self-Employed: ITR > ₹6.0 Lakhs p.a.
- Resident: Indian
Documents Required
- Proof of identity: Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
- Proof of Address: Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
- Proof of Income: Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.