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Standard Chartered Super Value Titanium Credit Card

★★★★★(4.3)

Imagine earning rewards while you spend on everyday things like fuel, bills, and even groceries. With the Standard Chartered Super Value Titanium Credit Card, you get 5% cashback on all three categories, making it an ideal choice for those who want to make the most of their spending. The best part? You can enjoy these benefits for a reasonable joining and annual fee of ₹750. Keep reading to know more.

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Standard Chartered Super Value Titanium Credit CardFromSBI Bank
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Features and Benefits

Aspects that make spending using this card lit as the sun!

✘Welcome Bonus
✘Travel
✔Fuel
✔Rewards
✘Shopping
✔Cashback
✘Dining
✘Insurance
✘Interest
Fuel Surcharge
Fuel Surcharge
  • 5% cashback up to ₹200 per month on fuel transactions of ₹2,000 or below.
  • Note: Maximum cashback of ₹100 per transaction on all the fuel stations.
Cashback Benefit
Cashback Benefit
  • Note: Cashback can be avail on transactions of ₹750 or above. Maximum cashback of ₹100 per transaction.
  • 5% cashback up to ₹100 per month on paying utility bills.
  • 5% cashback up to ₹200 per month on paying for phone bills.
Reward Points
Reward Points
  • 1 Reward Point for every ₹150 spent on all expenses.
  • Reward Rate: 5%
EMI Benefit
EMI Benefit
  • Convert all your transactions over ₹2,000 into simple EMIs.
Fee and Charges

Think of these as small investments to keep your credit card running smoothly.

Charges

Joining Fee

₹750

Annual Fee

₹750

Annual Percentage Rate

45%

Add-on Card Fee

Free

Minimum Repayment Amount

5%

Cash Withdrawal Fee

2.50%

Cash Advance Limit

NA

Card Replacement Fee

Nil

Foreign Transaction Fee

3.50%

Over Limit Penalty

2.50%

Fuel Transaction Surcharge

1%

Reward Point Value

₹0.25
Pros

Aspects that make this credit card amazing.

  1. ⮚The card offers cashbacks on fuel spending.
  2. ⮚It offers cashbacks on phone and utility spends.
  3. ⮚The card gives reward points on all other spends.
  4. ⮚It offers a free add-on card with all the same advantages as the primary card.
  5. ⮚Annual fee Nil for premium Banking Customers.
Cons

Aspects this credit card lacks.

  1. ⮚The card doesn’t offer any concierge services.
  2. ⮚It doesn’t provide access to airport or railway lounges.
  3. ⮚Monthly cashback benefits are capped very low.

Standard Chartered Super Value Titanium Credit Card Review

This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.

The Standard Chartered Super Value Titanium Credit Card is a reward-focused credit card that offers rewards on fuel, daily essentials, and other expenses. Besides these benefits, it also offers EMI benefits with emergency card replacement support. However, it fails to miss some common benefits that users generally get among the other credit cards, such as airport lounge access, concierge services, and entertainment benefits. Since the Super Value Titanium Credit Card charges a very minimal fee from its users, the benefits and perks it provides are justified by these charges.

Overview

Best forDaily Utilities & Essentials
Joining Fee₹750 + Applicable Taxes
Annual Fee₹750 + Applicable Taxes
Welcome BenefitsNA
Card NetworkMastercard

Who should get an Standard Chartered Super Value Titanium Credit Card?

The Standard Chartered Super Value Titanium Credit Card is best suited for individuals who frequently spend on Fuel and Daily Utilities, and also wish to earn cashback and rewards on all their spending. As the card charges a nominal fee for all the benefits it offers, it is an ideal choice for users who want to avail of these benefits and don’t want to pay high charges in exchange.

How to Apply for an Standard Chartered Super Value Titanium Credit Card?

1. Apply for an Standard Chartered Super Value Titanium Credit Card Online

  • Standard Chartered Super Value Titanium Credit Card can be applied through an online application process. To apply, follow the below-mentioned steps:
  • Visit the Standard Chartered Website.
  • Under the “Card” section, “Super Value Titanium Credit Card” will be listed.
  • Click on “Apply Now” and start the application process.
  • Fill in all the required details and upload all the necessary documents to complete the process.

Standard Chartered Super Value Titanium Credit Card Eligibility

Age: 21 to 65 years Occupation: Salaried or Self Employed Income: Minimum monthly income of ₹55,000 is required.

    Documents Required

    • Proof of identity: Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
    • Proof of Address: Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government approved address proof.
    • Proof of Income: Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.