image of SBI Cashback

Air India SBI Signature Credit Card

★★★★★(4)

If you are a frequent flyer and looking for travel benefits, the Air India SBI Signature Credit Card might be a good option for you. By paying a joining fee of ₹4,999, you can get 20,000 reward points, free membership to the Air India Frequent Flyer program, a reward rate of 4%, access to luxury lounges and more. To learn more about these benefits, keep reading.

Apply NowCheck CIBIL Score
Air India SBI Signature Credit CardFromSBI Bank
Powered ByVisa
Features and Benefits

Aspects that make spending using this card lit as the sun!

✔Welcome Bonus
✔Travel
✔Fuel
✔Rewards
✘Shopping
✘Cashback
✘Dining
✔Insurance
✘Interest
Welcome Bonus
Welcome Bonus
  • 20,000 Reward points on payment of the joining fee.
  • Complimentary membership to Air India Frequent Flyer Program.
Reward Points
Reward Points
  • Users earn 4 Reward Points for every ₹100 spent.
  • Up to 1,00,000 bonus reward points annually.
  • 5,000 reward points on the card anniversary.
  • Reward rate: 1.5% to 4%
Travel Benefit
Travel Benefit
  • Convenience of getting railway tickets delivered to the doorstep.
  • Note: Railway tickets booked via the IRCTC website will be eligible for this service.
Lounge Access
Lounge Access
  • Note: A usage fee of $27 will be charged on accessing the priority pass member lounge.
  • 8 Complimentary access to domestic airport lounges (max 2 per quarter).
  • Access to International Lounges, with a priority member pass.
Milestone Benefit
Milestone Benefit
Insurance Benefit
Insurance Benefit
  • Complimentary lost card liability cover of ₹1 lakh.
Fuel Surcharge
Fuel Surcharge
  • 1% fuel surcharge waiver across all the petrol stations on transactions between ₹500 and ₹4,000.
  • Note: Maximum surcharge waiver of ₹250 per statement cycle.
EMI Benefit
EMI Benefit
  • The flexibility of converting transactions of ₹2,500 or more into easy EMIs.
Other Benefit
Other Benefit
  • 24x7 Emergency Card Replacement support anywhere in the world.
Fee and Charges

Think of these as small investments to keep your credit card running smoothly.

Charges

Joining Fee

.

Annual Fee

₹4,999

Annual Percentage Rate

42%

Add-on Card Fee

Free

Minimum Repayment Amount

5%

Cash Withdrawal Fee

2.50%

Cash Advance Limit

80%

Card Replacement Fee

₹100

Foreign Transaction Fee

3.50%

Over Limit Penalty

2.50%

Fuel Transaction Surcharge

1%

Reward Point Value

₹1

Balance from ₹0 to ₹500

₹0

Balance from ₹500 to ₹1000

₹400

Balance from ₹1000 to ₹10000

₹750

Balance from ₹10000 to ₹25000

₹950

Balance from ₹25000 to ₹50000

₹1100

Balance more than ₹50000

₹1300
Pros

Aspects that make this credit card amazing.

  1. ⮚The card comes with Insurance benefits.
  2. ⮚It offers access to International and Domestic airport lounges.
  3. ⮚Users get a free priority pass membership.
  4. ⮚EMI Benefits on transactions above ₹2,500.
  5. ⮚Fuel Surcharge waiver of up to ₹3,000 annually.
Cons

Aspects this credit card lacks.

  1. ⮚Access to priority pass member lounges is levied to a charge $27.
  2. ⮚24x7 Concierge service is not available.
  3. ⮚Fuel surcharge benefits are limited to ₹ 250 per month.
  4. ⮚Reward points once converted to Air Miles cannot be reversed.

Air India SBI Signature Credit Card Review

This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.

Overview

Annual Retail SpendBonus Reward Points
₹ 5 lakh20,000
₹ 10 lakh30,000
₹ 20 lakh50,000

Air India SBI Signature Credit Card Maximum Cashback

Best forTravel
Joining Fee₹4,999 + applicable taxes
Annual Fee₹4,999 + applicable taxes
Welcome Benefits20,000 reward points
Card NetworkVisa

Who should get an Air India SBI Signature Credit Card?

An Air India SBI Signature Credit Card is best suited for individuals who frequently travel through Air India flights because users can accrue reward points for their travel and other spending done through this card. Moreover, users also get some other travel benefits such as travel insurance, lounge access, and fuel surcharge waiver with priority pass membership and milestone benefits. That is why, the Air India SBI Signature Credit Card is a perfect choice for users who spends across these categories and are comfortable paying an annual fee of ₹4,999 in exchange for these benefits.

How to Apply for an Air India SBI Signature Credit Card?

1. Apply for an Air India SBI Signature Credit Card Online

  • Users can apply for the Air India SBI Signature Card online as well as offline at their convenience. To apply offline, simply visit the nearest branch with all the required documents and fill in the physical application form. However, if an online method is preferred, then follow a few simple steps as mentioned below:
  • Visit the SBI Card Website and click on “Credit Card”.
  • Under the “Travel & Fuel” category, the Air India SBI Signature Card will be listed.
  • Click on “Apply Now” and start the application process.
  • Fill in all the required details and upload all the necessary documents in order to complete the process.

Air India SBI Signature Credit Card Eligibility

Applicants must be at least 18 years of age and have a steady source of income to be eligible for a credit card.

    Documents Required

    • Proof of identity: Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
    • Proof of Address: Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
    • Proof of Income: Proof of Income: Latest one or two salary slips (not more than three months old), latest Form 16, and the last 3 months’ bank statement.