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Flipkart Axis Bank Credit Card

★★★★★(4.2)

Earn cashback on everything, everywhere. Whether you're shopping online or offline, the Flipkart Axis Bank Credit Card lets you earn cashback on all your purchases with unlimited 5% cashback on Flipkart, 4% cashback for spends on Swiggy, Uber, PVR, Curefit, Cleartrip, Tata Sky, Tata 1MG, and 1.5% cashback on all other merchants, you'll be saving money in no time. This card comes with a nominal joining and annual fee of ₹500; in exchange, it offers welcome benefits vouchers. Read on to learn more.

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Flipkart Axis Bank Credit CardFromSBI Bank
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Features and Benefits

Aspects that make spending using this card lit as the sun!

✔Welcome Bonus
✘Travel
✔Fuel
✘Rewards
✔Shopping
✔Cashback
✔Dining
✘Insurance
✘Interest
Cashback Benefit
Cashback Benefit
  • 5% cashback on Flipkart.
  • 4% cashback on Preferred Merchants.
Welcome Bonus
Welcome Bonus
  • ₹500 Flipkart voucher on first transaction.
  • 50% instant discount up to ₹100 on Swiggy.
Shopping Benefit
Shopping Benefit
  • 5% cashback on Flipkart.
  • 4% cashback on PVR, Uber, Swiggy, Cleartrip, Cult.fit, Tata Play.
  • 1.5% cashback on Myntra and all other categories.
  • The cashback is credited to the credit card statement directly.
Lounge Access
Lounge Access
  • 4 complimentary domestic lounge visits every year.
Fuel Surcharge
Fuel Surcharge
  • 1% fuel surcharge waiver for transactions worth ₹400 to ₹4,000 (maximum waiver of ₹400 in a month).
Dining Benefit
Dining Benefit
  • Up to 15% discount at 10,000+ partner restaurants with EazyDiner.
EMI Benefit
EMI Benefit
  • All major purchases above ₹2500 can be converted into EMI after the purchase at a low rate of interest.
Fee and Charges

Think of these as small investments to keep your credit card running smoothly.

Charges

Joining Fee

₹500

Annual Fee

₹500

Annual Percentage Rate

52.86%

Add-on Card Fee

Free

Minimum Repayment Amount

5%

Cash Withdrawal Fee

2.50%

Cash Advance Limit

NA

Card Replacement Fee

Free

Foreign Transaction Fee

3.50%

Over Limit Penalty

2.50%

Fuel Transaction Surcharge

Nil

Reward Point Value

NA
Pros

Aspects that make this credit card amazing.

  1. ⮚5% cashback for all purchases on Flipkart.
  2. ⮚A minimum of 1.5% cash back on all other purchases.
  3. ⮚Access to airport lounges in key cities.
  4. ⮚There is no upper limit on the cashback that can be earned on any of the categories.
Cons

Aspects this credit card lacks.

  1. ⮚No cashback for purchases of fuel and wallets.
  2. ⮚Lounge access is only available in metro areas.
  3. ⮚Only 1.5% of non-partner purchases qualify for cash back.
  4. ⮚Only 1.5% cashback on Myntra after devaluation. Earlier it was 5%.
  5. ⮚High annual fee waiver criteria of ₹3,50,000.

Flipkart Axis Bank Credit Card Review

This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.

The Axis Flipkart Credit Card used to offer a generous 5% cashback on Myntra purchases, but after its devaluation, it now only offers 1.5%. Despite this, it remains a great option for those who frequently shop online, particularly on Flipkart and its partner merchants. Along with high cashback rates on these platforms, it also provides complimentary airport lounge access and dining benefits. However, if you're someone who prefers offline shopping or is interested in earning reward points, this might not be the card for you. Additionally, the annual fee waiver criteria have been increased from ₹2 lakh to ₹3.5 lakh per year.

If you're seeking a cashback credit card that doesn't restrict you to specific merchants, you can consider the following credit cards:

1. SBI Cashback Credit Card 2. Axis Bank Ace Credit Card 3. HSBC Cashback Credit Card

Overview

Best ForOnline shopping and cashback
Joining Fee₹500
Renewal Fee₹500 (Waived off on a spend of ₹3,50,000 the previous year.)
Welcome BenefitsJoining benefits from Swiggy and Flipkart of about ₹1,100
Best Feature5% cashback on Flipkart, Uber, etc.

Flipkart Axis Bank Credit Card Maximum Cashback

CategoryCashback
Flipkart5%
Preferential merchants (PVR, Swiggy, Uber, and cure. fit)4%
Myntra and all other categories1.5%

Who should get an Flipkart Axis Bank Credit Card?

The card is ideally suited for online shoppers because it offers the aforementioned benefits on Flipkart, Myntra, and other partner retailers. The best cardholders for the product are:

How to Apply for an Flipkart Axis Bank Credit Card?

Alternatively, you can also visit your nearest Axis Bank branch and fill out a physical application form along with providing the necessary documents.

Flipkart Axis Bank Credit Card Eligibility

  • Age: 18 to 70 years
  • Occupation: Salaried or Self Employed
  • Income: Applicants must have a stable source of income to be eligible for this credit card.
  • Resident: Resident or Non- Resident Indian

Documents Required

  • Proof of identity: Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
  • Proof of Address: Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
  • Proof of Income: Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.