/Select/CreditCards/06e9f0b649c847bd8493d05379942614.png)
Club Vistara SBI Credit Card
★★★☆★(3.5)The Club Vistara SBI Card is designed to enhance your frequent flyer experience by providing you with a range of exciting rewards, travel perks, and lifestyle benefits. For a joining and annual fee of ₹1,499, you get access to 1 free economy class ticket, 3 CV points on all purchases (including fuel), free insurance coverage, exclusive milestone benefits, priority pass membership at no extra cost, and much more. To learn more about all the benefits available to you, keep reading. Note: W.e.f. 28 Sep ’24, the issuance of new Club Vistara SBI Credit Card has been discontinued.
/Select/Issuers/3435351e157a4dd28f8d5f76253faac5.jpg){kind=small}
Features and Benefits
Aspects that make spending using this card lit as the sun!
Fee and Charges
Think of these as small investments to keep your credit card running smoothly.
Charges
Joining Fee
₹1,499Annual Fee
₹1,499Annual Percentage Rate
42%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
2.50%Cash Advance Limit
40%Card Replacement Fee
₹100Foreign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
₹1Balance from ₹0 to ₹500
₹0Balance from ₹500 to ₹1000
₹400Balance from ₹1000 to ₹10000
₹750Balance from ₹10000 to ₹25000
₹950Balance from ₹25000 to ₹50000
₹1100Balance more than ₹50000
₹1300Pros
Aspects that make this credit card amazing.
- ⮚The card comes with comprehensive snsurance benefits.
- ⮚It offers reward points upon reaching milestones.
- ⮚It offers complimentary access to airport lounges.
- ⮚Users get free priority pass membership.
- ⮚Free air tickets & hotel vouchers as a milestone benefit.
- ⮚EMI Benefits on transactions above ₹2,500.
Cons
Aspects this credit card lacks.
- ⮚Access to airport lounges are limited to 1 per quarter.
- ⮚No waiver of fee on fuel spends.
Club Vistara SBI Credit Card Review
This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.
Club Vistara SBI Card Credit Card is a mid-level credit card that comes with several attractive offers, such as travel benefits that comprise complimentary air tickets, priority pass membership, and access to airport lounges. Not only this but some exclusive lifestyle benefits are also offered by the Club Vistara SBI Card, such as hotel vouchers upon meeting up the spending milestone criteria. However, all these benefits come at the cost of ₹1,499, which is quite fair for the benefits this card offers, but there are some common perks that users won’t be getting with this card, like fuel surcharge waiver, dining, and shopping benefits.
1. Axis Bank Vistara Signature Credit Card 2. Citi PremierMiles Credit Card
Overview
| Best for | Travel |
|---|---|
| Joining Fee | ₹1,499 + Applicable Taxes |
| Annual Fee | ₹1,499 + Applicable Taxes |
| Welcome Benefits | 1 Economy Class Ticket |
| Card Network | Visa |
Club Vistara SBI Credit Card Maximum Cashback
| Categories | Reward Points |
|---|---|
| On Spend of ₹50,000 or more (within first 90 days) | 1000 CV pts. |
| On every ₹200 spent | 3 CV pt. |
Who should get an Club Vistara SBI Credit Card?
The Club Vistara SBI credit card is best suited for individuals who frequently travel and want to earn reward points for their travel and other expenses. As the card offers a wide range of travel benefits, including airport lounge access, travel insurance, and complimentary air tickets, it is a good choice for individuals who spend a lot in these categories.
Additionally, the Club Vistara SBI credit card comes with a range of lifestyle benefits, such as a hotel voucher and priority pass membership. Overall, Club Vistara SBI Card is an ideal option for users who want to avail of these exclusive benefits in exchange for an annual fee of ₹1,499.
How to Apply for an Club Vistara SBI Credit Card?
W.e.f. 28 Sep ’24, the issuance of a new Club Vistara SBI Credit Card has been discontinued.
1. Apply for an Club Vistara SBI Credit Card Online
- Users can apply for the Club Vistara SBI Credit Card online and offline at their convenience. If they want to apply offline, they can simply visit the nearest branch with all the required documents and fill in the physical application form. However, if they prefer the online method, they can follow a few simple steps as mentioned below:
- Visit the SBI Card Website and click on “Credit Card”.
- Under the “Travel and Fuel” category, the Club Vistara SBI Credit Card will be listed.
- Click on “Apply Now” and start the application process.
- Fill in all the required details and upload all the necessary documents in order to complete the process.
Club Vistara SBI Credit Card Eligibility
Applicants must be at least 18 years of age and have a steady source of income to be eligible for a credit card.
Documents Required
- Proof of identity: Proof of Identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
- Proof of Address: Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
- Proof of Income: Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.