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Standard Chartered EaseMyTrip Credit Card
★★★★★(4.3)Are you planning an unforgettable trip filled with exotic destinations, luxurious accommodations, and exciting adventures? The Standard Chartered EaseMyTrip Credit Card can be your gateway to travel bliss! It comes with a joining and annual fee of just ₹350 and offers perks like a 20% discount on hotels, a 10% discount on flights, free domestic and international lounge access, 10x reward points on every ₹100 spent at hotel and airline websites, and much more! Keep reading to make the most of every journey. 👇
Features and Benefits
Aspects that make spending using this card lit as the sun!
Fee and Charges
Think of these as small investments to keep your credit card running smoothly.
Charges
Joining Fee
₹350Annual Fee
₹350Annual Percentage Rate
45%Add-on Card Fee
FreeMinimum Repayment Amount
5%Cash Withdrawal Fee
3%Cash Advance Limit
NACard Replacement Fee
NilForeign Transaction Fee
3.50%Over Limit Penalty
2.50%Fuel Transaction Surcharge
1%Reward Point Value
₹0.25Balance from ₹10000 to ₹25000
₹800Pros
Aspects that make this credit card amazing.
- ⮚Users get cashbacks on Hotel & Flight Bookings.
- ⮚Users can avail of free access to domestic and international airport lounges.
- ⮚Option of converting transactions into EMIs.
- ⮚Freedom of transferring a balance from other credit cards.
- ⮚Facility of availing loan of up to ₹ 5 lakhs against the credit card.
- ⮚All the benefits can be avail on the add-on credit card.
Cons
Aspects this credit card lacks.
- ⮚No Welcome Benefits are offered.
- ⮚Users don’t get a fuel surcharge waiver.
- ⮚The card offers no concierge services.
- ⮚No travel insurance is offered.
- ⮚It charges ₹350 for add on credit cards.
Standard Chartered EaseMyTrip Credit Card Review
This is the truth, the whole truth, and nothing but the truth; brought to you by the other users.
The Standard Chartered Ease My Trip Credit card is a customer-centric entry–level credit card that offers discounts on travel bookings with the convenience of converting transactions into EMIs. Moreover, users also get access to domestic and international airport lounges globally. However, this card misses other common benefits like concierge services, fuel surcharge waiver, and entertainment and dining benefits that users often get from other entry-level credit cards.
Overview
| Best for | Rewards & Travel |
|---|---|
| Joining Fee | ₹350 + Applicable Taxes |
| Annual Fee | ₹350 + Applicable Taxes |
| Welcome Benefits | NA |
| Card Network | Visa |
Standard Chartered EaseMyTrip Credit Card Maximum Cashback
| Categories | Reward Points (for every ₹100 spent) |
|---|---|
| For Booking tickets at standalone hotels and airlines | 10X points |
| On all other categories of retail spend | 2X points |
Who should get an Standard Chartered EaseMyTrip Credit Card?
The Standard Chartered Ease My Trip Credit card is an ideal choice for users who have never owned any credit and are looking to have their first credit card. As the card provides several exclusive discounts on hotel and flight bookings all over the world. Users also get access to airport lounges as well. However, as the Standard Chartered EMT is an entry-level credit card, there are some common perks that are missing on this card, such as a fuel surcharge waiver and entertainment & dining benefits.
How to Apply for an Standard Chartered EaseMyTrip Credit Card?
1. Apply for an Standard Chartered EaseMyTrip Credit Card Online
- Standard Chartered Ease My Trip Credit card can be applied for through an online application process. To apply, follow the below-mentioned steps:
- Visit the Standard Chartered Website.
- Under the “Card” section, “Ease My Trip Credit card” will be listed.
- Click on “Apply Now” and start the application process.
- Fill in all the required details and upload all the necessary documents to complete the process.
Standard Chartered EaseMyTrip Credit Card Eligibility
Applicants must be at least 18 years of age and have a steady source of income to be eligible for a credit card.
Documents Required
- Proof of identity: Proof of identity: PAN Card, Aadhaar card, Driver’s License, Passport, Voter’s ID, Overseas Citizen of India Card, Person of Indian Origin Card, Job card issued by NREGA, Letters issued by the UIDAI or any other government-approved photo ID proof.
- Proof of Address: Proof of Address: Aadhaar card, Driver’s License, Passport, Utility Bill not more than 3 months old, Ration Card, Property Registration Document, Person of Indian Origin Card, Job card issued by NREGA, Bank Account Statement, or any other government-approved address proof.
- Proof of Income: Proof of Income: Latest one or two salary slips (not more than 3 months old), latest Form 16, and the last 3 months’ bank statement.