Tata Capital Limited (TCL), a company offering diversified financial services, was incorporated in 2007 and is a wholly owned subsidiary of Tata Sons Private Limited. Tata Capital, being an NBFC, provides different financial solutions to people and organizations in India.

At Tata Capital, customers can access various types of products, including personal loans, home loans, auto loans, education loans, and loans against property. It gives businesses commercial finance support by offering term loans, working capital loans, equipment financing, and lease rental discounting, which helps those in various industries grow.

In addition to loans, Tata Capital covers wealth management, including portfolio creation, advisory on investments, and bringing various financial products to customers. Equity capital markets, mergers and acquisitions advice, and structured finance are some of the services offered by the company’s investment banking unit to guide clients during complicated financial situations. The private equity arm helps to invest in companies with great chances of expanding, supporting both business and corporate growth.

The finance division for cleantech at Tata Capital focuses on sustainability and provides money and support for clean energy, efficient energy use, waste handling, and sustainability in water use.

Established in Mumbai, Maharashtra, Tata Capital runs over 723 branches from all parts of India. Based on the core values of the Tata Group, Tata Capital helps to spread financial services and further the economy in India.

As of March 31, 2025, it has a diversified portfolio of 25+ lending products, serving a wide range of customers like salaried and self-employed individuals, entrepreneurs, small business, small and medium enterprises and corporates.
As of June 30, 2025, it has a large PAN-India distribution network of 1,516 branches across 1,109 locations in 27 States and Union Territories.