PhonePe, a tech company developing digital platforms to enable population-scale adoption, has created a wide spectrum of platforms in payments services, digital distribution services, and financial services. PhonePe has developed its platforms to facilitate a flow of fund and enable access to various services across users in India.

PhonePe has an ecosystem comprising three digital platforms:
PhonePe Platform, which caters to consumers as well as merchants and offers consumers payment & service platforms, merchants payment service, lending, and insurance products distribution.
New Platforms:
Share.Market: This is an online investing platform where people can trade equities, ETFs, Futures, Options, Mutual funds, as well as Pre-built “WealthBaskets” containing stocks or ETFs.
Indus Appstore: It is referred to as an Android application marketplace; users can download apps with its support for various categories of games and other digital applications.

As of March 31, 2025, according to the Redseer Report, PhonePe has:
618.40 million LTD registered users representing 43% of India’s population, and 44.87 million merchants registered under LTD, comprising 77-80 percent of the total Indian trade and services merchants base of 56-58 million.

PhonePe offers products and services that foster and promote inclusive digital adoption in Tier 1, Tier 2, and Tier 3+ cities through India’s digital public infrastructure.