Dar Credit and Capital

Dar Credit and Capital

NSE SME

₹120,000 / 2000 Shares

Offer Date:May 21, 2025 - May 23, 2025
Share

IPO Live Subscription Details (times)

Date:23-May-2025 18:42:05 hrs
QIBs:31.29
NII:208.80
Retail:104.89x
Total:106.16 times

IPO Details

Dar Credit and Capital IPO is priced between ₹57-60 per equity share, with a face value of ₹10 per share. The company's equity shares will be listed on the NSE SME, and Kfin Technologies Limited is managing the issue as the registrar.

The IPO bidding period opened on 21 May, 2025, and closed on 23 May, 2025. The allotment results will be announced on 26 May, 2025, with a tentative listing date set for 28 May, 2025.

The total issue comprises 42,76,000 shares, amounting to ₹25.66 Cr.

Dar Credit and Capital IPO Highlights

IPO DateListing DateFace ValuePrice BandLot SizeFresh IssueOffer for SaleListing At
May 21, 2025 - May 23, 202528 May, 2025₹10 Per Equity Share₹57-60 per equity share- Shares -NSE SME

Dar Credit and Capital IPO Timeline

✓
IPO Open Date
21 May, 2025
✓
IPO Close Date
23 May, 2025
✓
Basis of Allotment
26 May, 2025
✓
Listing Date
28 May, 2025

Issue Price

₹57-60 per equity share

Face Value

₹10 Per Equity Share

Listing at Group

NSE SME

Registrar

Kfin Technologies Limited

Market Lot

2000 Shares (₹120,000/-)

Lead Manager

GYR Capital Advisors Private Limited

Issue Size

42,76,000 shares(aggregating up to ₹25.66 Cr)

Retail Portion

35%

Subscription

106.08 times

IPO Docs

DRHP RHP

Dar Credit and Capital IPO Financial Information

Period EndedAssetsRevenueProfit After TaxNet WorthReserves and SurplusTotal Borrowing
30 Jun 24230.110.191.5266.3556.35159.25
31 Mar 24235.0633.013.6865.3455.34165.58
31 Mar 23186.7925.572.7262.1552.15120.45

All values are in ₹ Cr.

Dar Credit and Capital IPO Valuations

EPS PRE IPO

₹3.97/-

EPS POST IPO

₹4.59/-

PE PRE IPO

15.12

PE POST IPO

13.06

ROE

6.17%

ROCE

9.22%

DEBT EQUITY

2.51

RONW

6.08%

PAT MARGIN

12.38

PRICE TO BOOK VALUE

0.92

About Company

Established in 1994, Dar Credit and Capital Limited is a Non-Banking Finance Company (NBFC) that deals in three main categories of financial products: (i) Personal Loans, (ii) Unsecured MSME Loans, and (iii) Secured MSME Loans.

The company provides credit facilities to low-income people, particularly class-four government employment personnel such as cleaners and peons working in municipalities.Furthermore, DCCL provides credit to small-scale shopkeepers and traders, with special emphasis on women entrepreneurs.As of September 30, 2024, DCCL had 35 operational locations in Rajasthan, Gujarat, West Bengal, Madhya Pradesh, Chhattisgarh, Bihar, and Jharkhand.

The loan portfolio of the company was moderately diversified, including 44.46% personal loans to individuals, 40.12% micro loans, 2.65% unsecured SME loans, and 12.76% secured MSME loans.

As of November 2024, the company had 223 employees.

Read More

Dar Credit and Capital IPO Subscription Details

As onQIB/NIIRetailTotal
Shares Offered / Reserved8,12,000 / 6,10,00014,22,00028,44,000
Day 1 - 21-05-25 06:00 PM1.65 / 3.90 x9.16 x5.89 x
Day 2 - 22-05-25 06:00 PM2.65 / 16.81 x29.72 x19.22 x
Day 3 - 23-05-25 06:00 PM31.29 / 208.79 x104.73 x106.08 x
Total No. of Applications:79,455 (Approx)

Dar Credit and Capital IPO - Issue Objectives

  1. Augment the capital base of the Company
  2. General Corporate Purposes
  3. Issue Expenses
Company Contact Details

Dar Credit and Capital

Business Tower, 206, AJC Bose Road, 6 th Floor, Unit No. 6B, Kolkata-700017

Phone: +91 9883847875

Email: co.secretary@darcredit.com

Website: https://www.darcredit.com/

Registrar Contact Details

Kfin Technologies Limited

Phone: 04067162222, 04079611000

Email: dccl.ipo@kfintech.com

Website: https://kosmic.kfintech.com/ipostatus/